Some Differences in Chapter 13 and Chapter 7

Posted by on Jan 11, 2014 in Uncategorized | 0 comments

I can determine which chapter of bankruptcy clients need to file after they fill out my interview form. John Doe came in with a completed form and all the documents for which I asked. I reviewed his last six months of pay stubs and all his expenses, and was able to determine that a Chapter 7 would be perfect for him. He was under the “median income,” which means he made less than around $55,000 for a family of three in Coweta County. The government changes the numbers approximately every six months, so if he had been over the median income, we could check again later in the year to see if he may pass then. Only a bankruptcy attorney can truly help clients determine what chapter to file based on their own personal situation—one size does not fit all. Thinking about filing? Call or e-mail me to see what size fits you.

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