What Do You Want to Ask a Bankruptcy Attorney?
If you could meet me face to face for a consultation, what would you ask me? I’m looking for ideas for new blog posts and would love to answer questions (no specific legal advice, but I can point you in the right direction).
Read MoreI Can’t Pay My Credit Cards; How Do I Pay You?
How do you pay your bankruptcy attorney when you can’t pay your debts? Here’s how.
Read MoreThey’ve Repo’d My Car! What Can I Do?
Car been picked up by the creditor? How you might get it back.
Read MoreDo I Have to List Money I Owe to My Grandmother?
When you are filing for bankruptcy, the rules are that you must list ALL debts to everyone. No exception. If you owe $1,000 (or any amount at all) to your mom, dad, aunt, uncle, grandparent, or your next-door neighbor, you are supposed to list it. Some clients ask: “How will the court know I owe this person?” Answer: They might not find out. But: They might. Sometimes a person to whom you owe money will find out about your bankruptcy and appear at your Meeting of Creditors. It can get very sticky when they ask why they weren’t listed in your bankruptcy, thinking they may be paid at least a portion of what you owe them. Failure to list ALL debts is a crime in bankruptcy and can cause your case to be dismissed. It can also cause the bankruptcy court to declare that debt (and others) as non-dischargeable, meaning you are stuck with them even if your other debts are discharged. Always list everyone to whom you owe money. Be honest in your bankruptcy paperwork and the process will run much more smoothly. Your attorney can help you if she knows the complete picture. Call me at 770-631-2334 to set up a free consultation to discuss what’s right for your...
Read MoreHelp! I’m Being Garnished!
Paycheck being garnished? I may be able to get it back for you!
Read MoreWhat’s an Employer Deduction Order?
If you file for Chapter 13 bankruptcy, you will be making a monthly payment to the trustee of your case. He will pay your creditors in the bankruptcy from that payment. The easiest way to take care of this payment is to have it automatically come out of your paycheck and be sent to the trustee. An Employer Deduction Order does this. Your attorney will file it with the court, who then notifies your employer of the amount of the payment and how often it is to be sent to the trustee. It’s automatic and you don’t have to think about it. When your bankruptcy is complete (usually three to five years later), the trustee notifies your employer to stop deducting the funds. I always recommend this to my clients. Some clients don’t want their employer to know they’ve filed, so they choose to pay their payment each month themselves. If you have any questions, please call me at...
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